Own App Tokens
Overview
Own App Tokens allow you to tokenize accounts within your own app for NFC Tap and Pay payments. Your customers can pay at any store that supports contactless NFC payments.
Open Fabric provides a standalone SDK to enable your app with NFC payments, please refer to our Getting Started guide to learn how to set up the SDK within your project.
In this guide we will explain step-by-step how to create and manage Own App Tokens for your customers:
- To start the process you will need to prepare the customer's device, by creating a secure device wallet using our SDK.
- Next you need to provision the Own App token within the secure device wallet.
- The most common scenario is to tokenize the customer's account; in this case the Own App token will be directly linked to the account in your system.
- Alternatively, you can choose to tokenize an existing card; in this case the Own App token will be linked to the existing card.
- Afterwards, you might still need to activate the card and/or modify the default payment card preference
- Lastly, we'll explain how to manage the lifecycle of a secure device wallet, for instance how to lock or unlock the device.
Once you understand how to create and manage them, continue with our guide on how to handle Tap and Pay transactions within your own app.