Skip to main content

14 docs tagged with "Account Tokenization"

View all tags

Card activation and setting preference

After the tokenized account is enrolled into the wallet, a card will be added into the wallet and can be fetched via Wallet#cards() method. If the card does not need additional authentication, it will also be automatically activated shortly after.

Create a secure device wallet

To enable NFC payments on a device, the customer’s account must be digitized and provisioned into the user's device. For this process, our SDK creates a secure device wallet, which is a wrapper within the device that stores the tokens securely.

Create a virtual card

You can issue as many different Virtual Cards for each of your customers using our APIs. This may be a Virtual Card just for one-time use, or a Virtual Card which can be used for multiple purchases. Each Virtual Card will have a unique 16-digit card number (PAN), expiration date and CVV value.

Display a virtual card

Handling card details (PANs, Expiry date and and CVV) requires that you comply with the Payment Card Industry Data Security Standards (PCI DSS).

Handle 3D Secure payments

3D Secure (3DS) is used to authenticate the customer during an online transaction, adding a layer of security and reducing fraud risk. The core objective of the 3DS phase is to verify the cardholder's identity before the transaction is sent for authorization. Since virtual cards can be used for online/e-commerce payments (also known as a card-not-present scenario), 3DS is a standard requirement.

Handle Tap and Pay transactions

A customer initiates a transaction when he or she taps their device on an NFC payment terminal. Open Fabric’s NFC SDK will intercept this transaction request and begin its interactions with your App. The App should then:

Manage virtual cards

You can use our APIs to manage your portfolio of virtual cards. In this section, we will cover:

Tokenize an existing card

In specific scenarios you might want to create Own App Tokens linked to an existing card. In such cases, our platform offers two distinct ways to facilitate this process:

Tokenize your customer's account

Once the device is ready with a secure device wallet provisioned, it’s time to tokenize the customer’s account into the secure device wallet.